Usability Analysis of the KBStar Mobile Banking Application Based on User Interface Aspects

A Heuristic Evaluation Approach

group

Authors

  • William Eko Saputro Gunadarma
  • Yuhilza Hanum
subject

Abstract

The rapid growth of digital banking services highlights the need for continuous usability evaluation to ensure effective user interaction. This study analyzes the usability of the KBStar mobile banking application from a user interface perspective using Nielsen’s Heuristic Evaluation method. A questionnaire consisting of 33 items was distributed to internal employees of Bank KB Bukopin as active users of the application. Validity and reliability tests confirmed that all questionnaire items met the required standards, with a Cronbach’s Alpha value of 0.963, indicating high instrument reliability. The usability assessment resulted in a total score of 123.24, placing the KBStar application in the “Feasible” usability category. All ten heuristic aspects including system visibility, consistency, user control, and aesthetic design—were rated in the “Good” category. The findings suggest that the KBStar application provides a consistent, efficient, and user-friendly interface for internal users. Recommendations for improving help documentation and support for diverse user groups are provided to enhance future usability.

Keywords: User Interface, Heuristic Evaluation, Usability, Banking Application, KBStar

format_quote

How to Cite

file_copyCopy
[1]
Eko Saputro, W. and Hanum, Y. 2026. Usability Analysis of the KBStar Mobile Banking Application Based on User Interface Aspects: A Heuristic Evaluation Approach. Indonesian Journal on Computing (Indo-JC). 11, 2 (Aug. 2026). DOI:https://doi.org/10.21108/indojc.v11i2.10185.

Downloads

Download data is not yet available.
speaker_notes

References

[1] D. P. Utami and L. Kurniawati, “Usability testing analysis of mobile banking applications using the heuristic evaluation method,” Journal of Informatics and Computer Engineering, vol. 6, no. 2, pp. 331–340, 2023, doi: 10.37600/tekinkom.v6i2.1001.

[2] B. Wicaksono and T. Kristiana, “Usability level analysis of mobile banking applications based on WEBUSE method,” Journal of Information Systems and Informatics, vol. 8, no. 1, pp. 1–10, 2026, doi: 10.51903/9egzmj73.

[3] A. Indrati and B. Saputra, “Usability analysis of BCA mobile banking services using heuristic evaluation,” Journal of Information Technology, vol. 2, no. 1, pp. 1–10, 2023, doi: 10.56127/juit.v2i1.469.

[4] R. R. Aditama and I. G. L. P. E. Prismana, “The use of heuristic evaluation method as usability analysis and interface redesign for JConnect Mobile application of Bank Jatim,” Journal of Emerging Information Systems and Business Intelligence, vol. 4, no. 4, pp. 101–110, 2023, doi: 10.26740/jeisbi.v4i4.56834.

[5] A. Hinderks, M. Schrepp, F. J. Domínguez Mayo, and M. J. Escalona, “Developing a UX KPI based on the User Experience Questionnaire,” Computer Standards & Interfaces, vol. 65, pp. 38–44, 2021, doi: 10.1016/j.csi.2019.01.007.

[6] M. Schrepp, A. Hinderks, and J. Thomaschewski, “Applying the User Experience Questionnaire (UEQ) in different evaluation scenarios,” International Journal of Interactive Multimedia and Artificial Intelligence, vol. 5, no. 5, pp. 383–392, 2021, doi: 10.9781/ijimai.2019.09.006.

[7] F. Nugraha, D. A. Rahayu, and I. Bastian, “Analysis of user satisfaction using heuristic evaluation and PIECES method,” Journal of Information Technology and Computer Science, vol. 9, no. 3, pp. 463–472, 2022, doi: 10.25126/jtiik.2022924403.

[8] H. Wasiati and Sudarmanto, “Usability analysis using heuristic evaluation in online shopping applications,” Upajiwa Dewantara, vol. 6, no. 1, pp. 11–30, 2022, doi: 10.26460/mmud.v6i1.12603.

[9] T. Purnama, I. M. A. Pradnyana, and K. Agustini, “Usability testing using heuristic evaluation on E-Musrenbang application,” Journal of Vocational and Technology Education, vol. 16, no. 1, pp. 87–96, 2021, doi: 10.23887/jptk-undiksha.v16i1.17949.

[10] I. G. A. A. D. Indrayani, I. P. A. Bayupati, and I. M. S. Putra, “Usability analysis of iBadung application using heuristic evaluation method,” Jurnal Ilmiah Merpati, vol. 8, no. 2, pp. 89–100, 2021, doi: 10.24843/jim.2020.v08.i02.p03.

[11] R. F. A. Aziza, “Usability analysis of Tokopedia website user interface using heuristic evaluation,” Jurnal Tekno Kompak, vol. 13, no. 1, pp. 7–12, 2021, doi: 10.33365/jtk.v13i1.265.

[12] A. Putri and A. D. Indriyanti, “Usability evaluation of BTN Mobile application using UEQ and heuristic evaluation,” Journal of Emerging Information Systems and Business Intelligence, vol. 3, no. 2, pp. 49–59, 2022, doi: 10.26740/jeisbi.v3n2.p49-59.

[13] S. Zahra and R. Hidayat, “Usability evaluation of mobile banking applications using the System Usability Scale method,” Jurnal RESTI, vol. 6, no. 3, pp. 455–462, 2022, doi: 10.29207/resti.v6i3.3945.

[14] Y. Pratama and E. Darwiyanto, “User experience analysis of mobile banking applications using the UEQ method,” eProceedings of Engineering, vol. 9, no. 2, pp. 1120–1128, 2022, doi: 10.25124/eproc.v9i2.19876.

[15] A. F. Rahman and M. R. Fadillah, “Usability evaluation of banking mobile applications using heuristic evaluation method,” International Journal of Advanced Computer Science and Applications, vol. 14, no. 5, pp. 210–218, 2023, doi: 10.14569/IJACSA.2023.0140525.

[16] S. Kusuma and D. A. Prasetyo, “The effect of perceived ease of use and perceived usefulness on mobile banking user satisfaction,” Journal of Informatics Economics and Business, vol. 5, no. 1, pp. 20–29, 2023, doi: 10.37034/infeb.v5i1.211.

[17] A. P. Nugraha and F. Ramadhan, “Evaluation of mobile banking application quality using usability testing approach,” Journal of Physics: Conference Series, vol. 2499, no. 1, pp. 012034, 2023, doi: 10.1088/1742-6596/2499/1/012034.

[18] R. A. Sari and M. Yusuf, “User acceptance analysis of digital banking applications using the Technology Acceptance Model,” Journal of Information Technology and Computer Science, vol. 7, no. 2, pp. 89–97, 2024, doi: 10.47111/jtik.v7i2.2331.

[19] M. F. Akbar and N. Latifah, “Heuristic evaluation approach for improving user interface design in banking applications,” International Journal of Computer Applications, vol. 185, no. 12, pp. 15–22, 2024, doi: 10.5120/ijca2024923456.

[20] P. Wulandari and A. Setiawan, “Usability evaluation of mobile banking applications for millennials using heuristic evaluation,” Journal of Information Technology and Computer Science, vol. 11, no. 1, pp. 75–84, 2025, doi: 10.25126/jtiik.202511784.

[21] E. Novianti, T. K. Ahsyar, S. Syaifullah, and M. Fronita, “Evaluation of user experience in mobile banking applications using UEQ and heuristic evaluation,” Jurnal Teknik Informatika, vol. 5, no. 4, pp. 133–139, 2024, doi: 10.20884/1.jutif.2024.5.4.2117.

[22] F. S. B. Butar, Zarnelly, M. Jazman, R. Novita, and A. Marsal, “Analysis of user satisfaction levels for mobile banking applications using EUCS and TAM methods,” Sistemasi Journal, vol. 14, no. 1, pp. 1–12, 2025, doi: 10.32520/stmsi.v14i1.4851.

[23] N. Setiyawati, “The comparison of evaluation on user experience and usability of mobile banking applications in Indonesia,” Proceedings, vol. 82, no. 1, pp. 87, 2022, doi: 10.3390/proceedings2022082087.

[24] L. Chitrakar, I. Panta, B. Paneru, S. Poudel, and L. Kansakar, “User-centric design of UI for mobile banking apps: Improving UI and features for better customer experience,” arXiv preprint arXiv:2604.06175, 2026, doi: 10.48550/arXiv.2604.06175.

[25] N. Herawati, “BYOND BSI mobile banking usability marginal category with heuristic evaluation and SUS integration,” Applied Computing Open Journal, vol. 3, no. 1, pp. 1–12, 2026, doi: 10.21070/acopen.9.2026.13383.