Muhammad Azril Arya Kusuma, and Brady Rikumahu. 2025. “The Influence Of Financial Literacy And Consumer Behavior On Consumer Decisions In Choosing Gopay As A Financial Technology Mobile Payment Application Using The Theory Of Reasoned Action For Gopay Users In Bandung City”. Journal of Indonesia Business Research (JIBR) 3 (2). https://doi.org/10.25124/jibr.v3i2.10003.