Muhammad Azril Arya Kusuma, Rikumahu B. The Influence Of Financial Literacy And Consumer Behavior On Consumer Decisions In Choosing Gopay As A Financial Technology Mobile Payment Application Using The Theory Of Reasoned Action For Gopay Users In Bandung City. jibr [Internet]. 2025 Dec. 12 [cited 2026 Apr. 16];3(1). Available from: https://journals.telkomuniversity.ac.id/jibr/article/view/10003