Yarifuni, Megia, and Felisia Ayuningtyas Marhanani. “The Influence of Financial Literacy, Financial Technology, and Hedonistic Lifestyle on Gen Z’s Financial Behavior”. JRSI (Jurnal Rekayasa Sistem dan Industri) 12, no. 02 (December 31, 2025): 58–64. Accessed April 16, 2026. https://journals.telkomuniversity.ac.id/jrsi/article/view/10265.