The Influence of Financial Knowledge on Financial Behavior and Financial Satisfaction on Pelita Indonesia Students

  • Harry Patuan Panjaitan, Mr. Institut Bisnis dan Teknologi Pelita Indonesia
  • Nicholas Renaldo Institut Bisnis dan Teknologi Pelita Indonesia
  • Suyono Suyono, Mr. Institut Bisnis dan Teknologi Pelita Indonesia

Abstract

The 2020 pandemic situation caused more than 60 percent of dissatisfaction with the survey results to the current financial situation. From the same small survey, it was found 34 percent of respondents showed poor financial habits. This study aims to determine the effect of Financial Knowledge on Financial Behavior and Financial Satisfaction. The sample in this study was 246 people from 263 questionnaires using purposive and convenience sampling techniques. Data processing using path analysis with Bayesian approach. The results showed that there was a significant influence of Financial Knowledge on Financial Behavior, Financial Knowledge on Financial Satisfaction, and Financial Behavior on Financial Satisfaction. Improved Financial Knowledge, both directly and indirectly, will greatly impact on Financial Satisfaction and really needs to be improved. Central Bank can provide financial knowledge supplies to lecturers of certain subjects so that it can be passed on to students.

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Published
2022-08-29
How to Cite
PANJAITAN, Harry Patuan; RENALDO, Nicholas; SUYONO, Suyono. The Influence of Financial Knowledge on Financial Behavior and Financial Satisfaction on Pelita Indonesia Students. Jurnal Manajemen Indonesia, [S.l.], v. 22, n. 2, p. 145 - 153, aug. 2022. ISSN 2502-3713. Available at: <//journals.telkomuniversity.ac.id/ijm/article/view/3675>. Date accessed: 03 oct. 2022. doi: https://doi.org/10.25124/jmi.v22i2.3675.